Mortgage-backed loans

Leno lends when others don’t.

Millions of people and small businesses don’t have access to financing. Not anymore.

  • Radically simplified process
  • Remarkable approval rate
  • Highly regulated¹
Apply now Advantages
Amount
Term
Infinity Plan

Plans are subject to your credit scoring. Term varies from 3 months to 33 years. Interest rate is fixed, and for Infinity clients is 9.99%. Example: €100,000 mortgage-backed loan, for 10 years, 9.99% fixed annual interest rate, 10.5% AAPR, 120 monthly instalments €1,320.95 each, total to be repaid €158,514.44.

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Leno Refund

90% refund is available to business clients only, subject to the terms and conditions under your loan agreement. Term varies from 3 months to 33 years. Interest rate is fixed and varies from 15.99% to 39%. Example: €100,000 mortgage-backed loan, for 10 years, 15.99% fixed annual interest rate, 17.2% AAPR, 120 monthly instalments €1,674.51 each, total to be repaid €200,940.97, total after the refund €110,094.10.

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Installments
48
Fixed interest
15.99%
Monthly
€ 0.00
Total
€ 0.00
AAPR
0.0%
AAPR

Term varies from 3 months to 33 years. Interest rate is fixed and varies from 9.99% to 39%. Example: €100,000 mortgage-backed loan, for 10 years, 9.99% fixed annual interest rate, 10.5% AAPR, 120 monthly instalments €1,320.95 each, total to be repaid €158,514.44.

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Advantages

Money Upfront

Preparing your loan application can be expensive. Which is why we can give you up to €2,500 in advance.

Quick & Easy

Most of the lenders are very slow. We won't keep you waiting, because we understand urgency.

Pay Later

Now you can pay your monthly installment 60 days later. Every month. For free.

Leno Refund

We encourage you to pay on time. In return, we will refund you with up to 90% of the interest paid².

Free Insurance

As an Infinity client, you can enjoy free home insurance. Up to 50% discount for Premium clients³.

I had а bad credit history, and no one wanted to give me a loan. Leno approved me without even mentioning it.
I refinanced all my payday loans with Leno, and now my monthly installment is several times smaller.
I had an urgent need for a large amount of money. Most companies told me that it would take 2-3 weeks. Leno made it happen in 3 days, and they even gave me €2,500 in advance.
We are a new company with no history. When lending, banks don’t care about the future, but the past. We provided collateral, and Leno helped us.
I had several foreclosures on my property. Neither a bank nor any other lender was willing to help. Leno’s lawyers solved the problem, and I got a loan.
My property was announced for a public sale. Only 7 days were left. Leno managed to finance me on time and stop it.
I am 80 years old but perfectly healthy. Even though I wanted to provide collateral, no one wanted to give me a loan because of my age. Leno gave me a 10-year loan.
I had a bad opinion about non-bank lenders. Most are extremely unprofessional. It is obvious that Leno is an international company with years of experience.
I did not have any money to collect all the documents. Leno gave me €2,500 in advance. Extremely helpful.
The fact that Leno refunds a portion of the interest on a regular loan is a unique proposition.
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approval despite

Credit History

We won’t care that much about your credit history⁴. Although it might affect your plan.

Income

Your income or revenues help us evaluate your creditworthiness⁴. However, we will be as flexible as possible.

Foreclosure

We are the specialist here. If your assets are frozen or about to be foreclosed, we can help.

Tax Liabilities

There is a chicken and egg problem here. You can't do a mortgage before you pay your taxes. Yes, we solved this.

Artboard 1

Age 65+

Age discrimination is a serious thing. We don't do it.

Plans

Explore
Standard. Premium. Infinity. Standard. Premium. Infinity.

Enjoy more for less with our Premium or Infinity Plan. Availability is subject to your credit scoring.

Standard

This is how we lend
  • Smooth online application process
  • Approval within hours, not days
  • Flexible risk requirements, so everyone gets approved⁴
  • Ability to borrow more when or if needed
Get Standard

Premium

ALL STANDARD, PLUS
  • Lower interest rate than Standard
  • Up to €2,500 immediately, even before the mortgage
  • Up to 90% interest rate refund, when paying on time²
  • Pay 60 days later. Always. For free.
Get Premium

Infinity

ALL PREMIUM, PLUS
  • Lower interest rate than Premium
  • Free home insurance³
Get Infinity

¹ Leno JSC is a financial institution, registered with the Bulgarian National Bank (firm reference number BGR00341). ² Available to business clients only, subject to the terms and conditions under your loan agreement. ³ Free Insurance or Discounts mean the difference is paid by Leno JSC on your behalf. ⁴ Credit history and Creditworthiness are evaluated following the Consumer real estate loans act.

Leno helps you borrow.

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